How To Repair Credit » Credit Scores http://www.how-to-repair-credit.com Sat, 04 Feb 2012 08:51:34 +0000 en hourly 1 Trying to Get a Credit Card but Need Help!? http://www.how-to-repair-credit.com/trying-to-get-a-credit-card-but-need-help-2952.html http://www.how-to-repair-credit.com/trying-to-get-a-credit-card-but-need-help-2952.html#comments Sun, 22 Aug 2010 00:05:39 +0000 http://www.how-to-repair-credit.com/trying-to-get-a-credit-card-but-need-help-2952.html
I have no credit history and im wondering if i cosign with my mother who has good credit will i be able to get a credit card? Also how does cosigning work? Will i be able to relieve her from my debts once i establish good credit or will she stay a cosigner till i cancel the card? Suggestion: Ask yourself why you want a credit card? IF you plan to carry ...

]]> http://www.how-to-repair-credit.com/trying-to-get-a-credit-card-but-need-help-2952.html/feed 0 Is It Better to Close a Credit Card Account When You've Had a Bad Payment History with Them? http://www.how-to-repair-credit.com/is-it-better-to-close-a-credit-card-account-when-youve-had-a-bad-payment-history-with-them-2750.html http://www.how-to-repair-credit.com/is-it-better-to-close-a-credit-card-account-when-youve-had-a-bad-payment-history-with-them-2750.html#comments Fri, 28 May 2010 18:50:07 +0000 http://www.how-to-repair-credit.com/is-it-better-to-close-a-credit-card-account-when-youve-had-a-bad-payment-history-with-them-2750.html I've had a bad 6 months where most of my cards payments were late, very late. One has gone to debt collectors but two remain open, just in bad shape. Anyways Im paying them off now finally, and was wondering if i should keep them open? This is for the sake of my credit score. So I guess question two is.. if I close my account, will it be as if it never happened? I think ...

]]> http://www.how-to-repair-credit.com/is-it-better-to-close-a-credit-card-account-when-youve-had-a-bad-payment-history-with-them-2750.html/feed 4 A Credit Score of 638, Will I Get the Bank Teller Position? http://www.how-to-repair-credit.com/a-credit-score-of-638-will-i-get-the-bank-teller-position-2749.html http://www.how-to-repair-credit.com/a-credit-score-of-638-will-i-get-the-bank-teller-position-2749.html#comments Fri, 28 May 2010 18:48:09 +0000 http://www.how-to-repair-credit.com/a-credit-score-of-638-will-i-get-the-bank-teller-position-2749.html I just found out the bank I'm attempting to get a job with just did a hard inquiry on my credit report. I haven't been late on my payments for the past year and a half. And I knocked out 90% of my debt in the past 2 and a half years. Do you think they will higher me? I mean resume and job performance wise I've been good for the past 4 years (Mostly ...

]]> http://www.how-to-repair-credit.com/a-credit-score-of-638-will-i-get-the-bank-teller-position-2749.html/feed 0 When Interviewing for Geico, Do They Check Your Credit Before or After the Interview? http://www.how-to-repair-credit.com/when-interviewing-for-geico-do-they-check-your-credit-before-or-after-the-interview-2721.html http://www.how-to-repair-credit.com/when-interviewing-for-geico-do-they-check-your-credit-before-or-after-the-interview-2721.html#comments Thu, 27 May 2010 06:25:22 +0000 http://www.how-to-repair-credit.com/when-interviewing-for-geico-do-they-check-your-credit-before-or-after-the-interview-2721.html Does anyone know what criteria they use when checking credit, does it depend on your credit score or how much bad debt you have? Suggestion: Please don't sweat this. Prospecting employers are merely looking for bankruptcies, judgements, extreme credit card debt, high loans. They are looking for extreme circumstances that would make you steal from ...

]]> http://www.how-to-repair-credit.com/when-interviewing-for-geico-do-they-check-your-credit-before-or-after-the-interview-2721.html/feed 1 I Can I Help Build My Credit History? http://www.how-to-repair-credit.com/i-can-i-help-build-my-credit-history-2707.html http://www.how-to-repair-credit.com/i-can-i-help-build-my-credit-history-2707.html#comments Wed, 26 May 2010 18:11:35 +0000 http://www.how-to-repair-credit.com/i-can-i-help-build-my-credit-history-2707.html i just pay my first premier bank credit card balance to zero so if i only use the card to buy food from Mac Donald's and hot popcorn from dollar general in pay my balance off full every month will it help build my credit. my score is 541 i have one bad account of 56 dollar that am paying off tomorrow or due i need to make a big purchase my credit card limit is 300.00 bucks in pay ...

]]> http://www.how-to-repair-credit.com/i-can-i-help-build-my-credit-history-2707.html/feed 3 Where Can I Get My Credit Score Truly Free? http://www.how-to-repair-credit.com/where-can-i-get-my-credit-score-truly-free-2696.html http://www.how-to-repair-credit.com/where-can-i-get-my-credit-score-truly-free-2696.html#comments Wed, 26 May 2010 15:04:46 +0000 http://www.how-to-repair-credit.com/where-can-i-get-my-credit-score-truly-free-2696.html i would like to check my credit score i don't really care which one or even how many of them, but i need to find a site that will do it for FREE, where i don't have to sign up for some other service, and they don't even ask for a credit card ( because i don't have one) so please please help me find an ACTUALLY free credit check website? thank you so much in ...

]]> http://www.how-to-repair-credit.com/where-can-i-get-my-credit-score-truly-free-2696.html/feed 2 Should I Get a Credit Card? http://www.how-to-repair-credit.com/should-i-get-a-credit-card-2694.html http://www.how-to-repair-credit.com/should-i-get-a-credit-card-2694.html#comments Wed, 26 May 2010 14:58:01 +0000 http://www.how-to-repair-credit.com/should-i-get-a-credit-card-2694.html I'm 19 and go to university, I am unemployed (by choice) and was wondering if I should get my own credit card. And if so, which company offers the best deal for students. I was wondering if making minimal payments (maybe even no payments throughout a month) with a credit card is a good or bad thing. I have read that you should try to use it for the first couple of months and ...

]]> http://www.how-to-repair-credit.com/should-i-get-a-credit-card-2694.html/feed 2 What Will My Income Level and Credit Score Need to Be to Be Approved for a Mortgage of $300,000? http://www.how-to-repair-credit.com/what-will-my-income-level-and-credit-score-need-to-be-to-be-approved-for-a-mortgage-of-300000-2631.html http://www.how-to-repair-credit.com/what-will-my-income-level-and-credit-score-need-to-be-to-be-approved-for-a-mortgage-of-300000-2631.html#comments Sun, 23 May 2010 07:02:55 +0000 http://www.how-to-repair-credit.com/what-will-my-income-level-and-credit-score-need-to-be-to-be-approved-for-a-mortgage-of-300000-2631.html I am trying to figure out if I can simply be turned down for a mortgage and"how much"house I will be approved for. What is considered an acceptable income-mortgage payment ratio? And what is the minimum credit score I need to have before I start applying? Suggestion: Your income should be around 1/3 of your mortgage…so 100K. Minimum credit score for ...

]]> http://www.how-to-repair-credit.com/what-will-my-income-level-and-credit-score-need-to-be-to-be-approved-for-a-mortgage-of-300000-2631.html/feed 0 Which One is Easier and More Beneficial Ap U.s History or Dual Credit U.s History? http://www.how-to-repair-credit.com/which-one-is-easier-and-more-beneficial-ap-u-s-history-or-dual-credit-u-s-history-2629.html http://www.how-to-repair-credit.com/which-one-is-easier-and-more-beneficial-ap-u-s-history-or-dual-credit-u-s-history-2629.html#comments Sun, 23 May 2010 07:02:23 +0000 http://www.how-to-repair-credit.com/which-one-is-easier-and-more-beneficial-ap-u-s-history-or-dual-credit-u-s-history-2629.html i can't decide which i should take, im a sophomore and im trying to decide which one is better? Suggestion: Dual Credit US History is easier, by far. AP US History looks better on transcripts. It's more beneficial to you. I recommend AP US History. Source:

]]> http://www.how-to-repair-credit.com/which-one-is-easier-and-more-beneficial-ap-u-s-history-or-dual-credit-u-s-history-2629.html/feed 0 Financing Plastic Surgery..? http://www.how-to-repair-credit.com/financing-plastic-surgery-2584.html http://www.how-to-repair-credit.com/financing-plastic-surgery-2584.html#comments Wed, 19 May 2010 20:06:22 +0000 http://www.how-to-repair-credit.com/financing-plastic-surgery-2584.html I am wondering about being approved for surgery, my husband has decent credit, i have literally no credit history.He has been employed regularly always and his job now 2 years. I am wondering the chances on being approved, do many people get turned down that think they will get it? the cost is 3280, im looking for a 3000 loan. Also, is it best to apply just under his name or both of our ...

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