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	<title>How To Repair Credit &#187; Improve Credit</title>
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	<link>http://www.how-to-repair-credit.com</link>
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		<title>Does Credit Repair Really Work? I Disputed 6.5 Year Old Charge Offs from Transunion and They All Reopened? He?</title>
		<link>http://www.how-to-repair-credit.com/does-credit-repair-really-work-i-disputed-6-5-year-old-charge-offs-from-transunion-and-they-all-reopened-he-2953.html</link>
		<comments>http://www.how-to-repair-credit.com/does-credit-repair-really-work-i-disputed-6-5-year-old-charge-offs-from-transunion-and-they-all-reopened-he-2953.html#comments</comments>
		<pubDate>Sun, 22 Aug 2010 00:05:50 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/does-credit-repair-really-work-i-disputed-6-5-year-old-charge-offs-from-transunion-and-they-all-reopened-he-2953.html</guid>
		<description><![CDATA[I joined free creditreport.com transunion started disputing old charge offs that were from 2001-2003, all accounts have now reopened and appear as NEW, HELP!!! Suggestion: If the debt reappeared, they either re-sold it and it was reported by the new company or they removed it when the credit company requested them to and then re-reported [...]]]></description>
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</div></div>I joined free creditreport.com transunion started disputing old charge offs that were from 2001-2003, all accounts have now reopened and appear as NEW, HELP!!!
Suggestion:
If the debt reappeared, they either re-sold it and it was reported by the new company or they removed it when the credit company requested them to and then re-reported it.

Dispute the ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/does-credit-repair-really-work-i-disputed-6-5-year-old-charge-offs-from-transunion-and-they-all-reopened-he-2953.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Will Improve My Credit Score Faster- Paying off an Auto Loan or Paying Down Credit Cards?</title>
		<link>http://www.how-to-repair-credit.com/what-will-improve-my-credit-score-faster-paying-off-an-auto-loan-or-paying-down-credit-cards-2713.html</link>
		<comments>http://www.how-to-repair-credit.com/what-will-improve-my-credit-score-faster-paying-off-an-auto-loan-or-paying-down-credit-cards-2713.html#comments</comments>
		<pubDate>Wed, 26 May 2010 23:31:02 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>
		<category><![CDATA[auto loan to boost credit score]]></category>
		<category><![CDATA[credit score affected by paying off auto loan fast?]]></category>
		<category><![CDATA[Do you build credit faster by paying off the balance or 30]]></category>
		<category><![CDATA[does paying off loan faster boost credit score]]></category>
		<category><![CDATA[F]]></category>
		<category><![CDATA[if i pay off auto loan will it improve my credit]]></category>
		<category><![CDATA[if you pay of an installment loan how much will your credit score increase]]></category>
		<category><![CDATA[installment loans improve credit score]]></category>
		<category><![CDATA[pay off credit card faster]]></category>
		<category><![CDATA[pay off installment loan early help credit]]></category>
		<category><![CDATA[pay the auto loan early credit score]]></category>
		<category><![CDATA[paying down loan fast improve credit?]]></category>
		<category><![CDATA[paying of an early auto loan help my credit]]></category>
		<category><![CDATA[will an installment loan help my credit score]]></category>
		<category><![CDATA[will paying off an auto loan raise credit score]]></category>
		<category><![CDATA[will paying off credit cards improve credit score]]></category>
		<category><![CDATA[will paying off my car boost my credit score]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/what-will-improve-my-credit-score-faster-paying-off-an-auto-loan-or-paying-down-credit-cards-2713.html</guid>
		<description><![CDATA[I want to get my credit score up a little more, but I&#039;m not sure what would be more beneficial. Pay off my auto loan completely? Or do I pay down some of my credit cards with high limits? Which is the best option to improve my credit score? Also if I pay down some [...]]]></description>
			<content:encoded><![CDATA[<p>I want to get my credit score up a little more, but I&#039;m not sure what would be more beneficial.  Pay off my auto loan completely? Or do I pay down some of my credit cards with high limits?  Which is the best option to improve my credit score? Also if I pay down some of my credit cards will my limits get reduced?
Suggestion:
About a third of your score is based ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/what-will-improve-my-credit-score-faster-paying-off-an-auto-loan-or-paying-down-credit-cards-2713.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How Can I Rebuild My Credit?</title>
		<link>http://www.how-to-repair-credit.com/how-can-i-rebuild-my-credit-2706.html</link>
		<comments>http://www.how-to-repair-credit.com/how-can-i-rebuild-my-credit-2706.html#comments</comments>
		<pubDate>Wed, 26 May 2010 15:38:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/how-can-i-rebuild-my-credit-2706.html</guid>
		<description><![CDATA[I am 23 years old i have a credit score of 542. I need to get my credit on track. I have no idea how to begin to do that. I also have an eviction (when i was 17 my family and i were going to get evicted in doing so my 18th birthday passed [...]]]></description>
			<content:encoded><![CDATA[<p>I am 23 years old i have a credit score of 542. I need to get my credit on track. I have no idea how to begin to do that. I also have an eviction (when i was 17 my family and i were going to get evicted in doing so my 18th birthday passed and i was forced to add my name to the lease which put the eviction on my credit, i have disputed it once before but it&#039;s still there). I dont ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/how-can-i-rebuild-my-credit-2706.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is There Anywhere That Will Give You a Loan if You Have Bad Credit?</title>
		<link>http://www.how-to-repair-credit.com/is-there-anywhere-that-will-give-you-a-loan-if-you-have-bad-credit-2705.html</link>
		<comments>http://www.how-to-repair-credit.com/is-there-anywhere-that-will-give-you-a-loan-if-you-have-bad-credit-2705.html#comments</comments>
		<pubDate>Wed, 26 May 2010 15:32:52 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/is-there-anywhere-that-will-give-you-a-loan-if-you-have-bad-credit-2705.html</guid>
		<description><![CDATA[Someone in my family stole my SSN and checks and used my name to open many accounts and ruined my credit which I am trying to fix but it&#039;s a long process. I currently work full time but have got myself behind on bills. My dog passes , my car broke down, I was sick [...]]]></description>
			<content:encoded><![CDATA[<p>Someone in my family stole my SSN and checks and used my name to open many accounts and ruined my credit which I am trying to fix but it&#039;s a long process. I currently work full time but have got myself behind on bills. My dog passes , my car broke down, I was sick in the hospital..So i had to pay to get her cremated, pay my doc. bill, and pay over $800 to get my car fixed. So now I ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/is-there-anywhere-that-will-give-you-a-loan-if-you-have-bad-credit-2705.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Help Me with This Case?</title>
		<link>http://www.how-to-repair-credit.com/help-me-with-this-case-2704.html</link>
		<comments>http://www.how-to-repair-credit.com/help-me-with-this-case-2704.html#comments</comments>
		<pubDate>Wed, 26 May 2010 15:27:23 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>
		<category><![CDATA[mercedes benz court case with Bobby]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/help-me-with-this-case-2704.html</guid>
		<description><![CDATA[Bobby v empire motors Bobby was interested in acquiring a new Mercedes benz car. Empire motors, a dealer in imported cars agreed to procure him the benz car and Assured him that it was guaranteed and very dependable. Influenced by the reputation of the company and these statements, Bobby contracted with credit services, a finance [...]]]></description>
			<content:encoded><![CDATA[<p>Bobby v empire motors     

Bobby  was interested in acquiring a new Mercedes  benz  car.
Empire motors, a dealer in imported cars agreed to procure him the  benz car and
Assured him that it was guaranteed and very dependable.
Influenced by the reputation of the company and these statements, Bobby contracted with credit services, a  finance company , to purchase ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/help-me-with-this-case-2704.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How Long After Paying off Debt Will My Credit Score Improve?</title>
		<link>http://www.how-to-repair-credit.com/how-long-after-paying-off-debt-will-my-credit-score-improve-2698.html</link>
		<comments>http://www.how-to-repair-credit.com/how-long-after-paying-off-debt-will-my-credit-score-improve-2698.html#comments</comments>
		<pubDate>Wed, 26 May 2010 15:10:39 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/how-long-after-paying-off-debt-will-my-credit-score-improve-2698.html</guid>
		<description><![CDATA[I recently paid off all my credit card debt as well as a small medical loan. None of the accounts were in collections or ever had been. I&#039;m guessing my credit score should go up some because I just paid off almost 7K in debt, leaving me only with a house mortgage and half a [...]]]></description>
			<content:encoded><![CDATA[<p>I recently paid off all my credit card debt as well as a small medical loan.  None of the accounts were in collections or ever had been.  I&#039;m guessing my credit score should go up some because I just paid off almost 7K in debt, leaving me only with a house mortgage and half a car loan.  How long before my credit score goes up?
Suggestion:
Ask lenders for ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/how-long-after-paying-off-debt-will-my-credit-score-improve-2698.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>My Credit is Bad and I Have over Draft Fees How Can I Put My Money in the Bank?</title>
		<link>http://www.how-to-repair-credit.com/my-credit-is-bad-and-i-have-over-draft-fees-how-can-i-put-my-money-in-the-bank-2697.html</link>
		<comments>http://www.how-to-repair-credit.com/my-credit-is-bad-and-i-have-over-draft-fees-how-can-i-put-my-money-in-the-bank-2697.html#comments</comments>
		<pubDate>Wed, 26 May 2010 15:08:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/my-credit-is-bad-and-i-have-over-draft-fees-how-can-i-put-my-money-in-the-bank-2697.html</guid>
		<description><![CDATA[last time i put my money in the bank the bank closed my account because ii owed a previous bank what can i do i need somewhere to put my money where its safe until ii fix my prob with the bank&#8230;let me just say the overdraft fees isnt my fault but the credit prob [...]]]></description>
			<content:encoded><![CDATA[<p>last time i put my money in the bank the bank closed my account because ii owed a previous bank what can i do i need somewhere to put my money where its safe until ii fix my prob with the bank&#8230;let me just say the overdraft fees isnt my fault but the credit prob is&#8230;so please dont judge
Suggestion:
Get someone you trust to open an account and give you the ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/my-credit-is-bad-and-i-have-over-draft-fees-how-can-i-put-my-money-in-the-bank-2697.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is a Credit Card a Good Substitute for a Personal Loan?</title>
		<link>http://www.how-to-repair-credit.com/is-a-credit-card-a-good-substitute-for-a-personal-loan-2695.html</link>
		<comments>http://www.how-to-repair-credit.com/is-a-credit-card-a-good-substitute-for-a-personal-loan-2695.html#comments</comments>
		<pubDate>Wed, 26 May 2010 15:01:20 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/is-a-credit-card-a-good-substitute-for-a-personal-loan-2695.html</guid>
		<description><![CDATA[I am in the process of moving cross country for my new job and while the company is taking care of moving my items, I still need to buy things like a bed, clothes for work, car repairs, new phone (old one broke, etc. Since my new job will pay me pretty well I was [...]]]></description>
			<content:encoded><![CDATA[<p>I am in the process of moving cross country for my new job and while the company is taking care of moving my items, I still need to buy things like a bed, clothes for work, car repairs, new phone (old one broke, etc. Since my new job will pay me pretty well I was thinking about taking out a personal loan to help with the initial expenses. However, I&#039;m finding most banks won&#039;t ...</p><div style="clear:both;"></div>]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Trying to Rebuild My Credit?</title>
		<link>http://www.how-to-repair-credit.com/trying-to-rebuild-my-credit-2634.html</link>
		<comments>http://www.how-to-repair-credit.com/trying-to-rebuild-my-credit-2634.html#comments</comments>
		<pubDate>Sun, 23 May 2010 07:04:41 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/trying-to-rebuild-my-credit-2634.html</guid>
		<description><![CDATA[I&#039;m trying to fix my crdt and I want to start by getting a prepaid or sometime referred to as a secured Credit card where I have to make a deposit of so much, usually like $300&#8230;I cant find one anywhere. I thought capital one had one? Any suggestions&#8230;? I dont have a bank acct, [...]]]></description>
			<content:encoded><![CDATA[<p>I&#039;m trying to fix my crdt and I want to start by getting a prepaid or sometime referred to as a secured Credit card where I have to make a deposit of so much, usually like $300&#8230;I cant find one anywhere. I thought capital one had one? Any suggestions&#8230;? I dont have a bank acct, I&#039;ve had a lot of problems w/ stolen cards, and just stupid crap&#8230;.any suggestions on ...</p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/trying-to-rebuild-my-credit-2634.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Does Buying a House Improve Your Credit Score?</title>
		<link>http://www.how-to-repair-credit.com/does-buying-a-house-improve-your-credit-score-2633.html</link>
		<comments>http://www.how-to-repair-credit.com/does-buying-a-house-improve-your-credit-score-2633.html#comments</comments>
		<pubDate>Sun, 23 May 2010 07:04:25 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Improve Credit]]></category>

		<guid isPermaLink="false">http://www.how-to-repair-credit.com/does-buying-a-house-improve-your-credit-score-2633.html</guid>
		<description><![CDATA[just bought a house and want to know if my credit score will go up or down. Suggestion: You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments &#8211; credit-report-free.totalh.com Source:]]></description>
			<content:encoded><![CDATA[<p>just bought a house and want to know if my credit score will go up or down.
Suggestion:
You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments &#8211; credit-report-free.totalh.com

Source: </p><div style="clear:both;"></div>]]></content:encoded>
			<wfw:commentRss>http://www.how-to-repair-credit.com/does-buying-a-house-improve-your-credit-score-2633.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
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