Financing Plastic Surgery..?

I am wondering about being approved for surgery, my husband has decent credit, i have literally no credit history.He has been employed regularly always and his job now 2 years. I am wondering the chances on being approved, do many people get turned down that think they will get it? the cost is 3280, im looking for a 3000 loan. Also, is it best to apply just under his name or both of our names? And do I have a better chance with care credit or just a regular credit card?

Suggestion:

Top things that should never be financed.

Plastic Surgery
Dogs / Cats
Vacations
Furniture
Exercise equipment
Computers

If you can't afford to pay for these items out right – don't buy them.
You must save the money first.
Spend a year saving every penny you have – you can do this.
Also spend that time doing sit ups and leg lifts so whatever you are having done will look much better.
Don't forget to take your Vitamins every day – including extra C.
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